Student Loans and Studying Abroad: Using Your Itch to Travel to Further Your Education

Student Loans and Studying Abroad: Using Your Itch to Travel to Further Your Education

Getting a degree overseas may seem out of your reach. Many say that it sounds like an unattainable, even a silly fantasy. The hurdles seem to be insurmountable. A foreign degree is surely too expensive. You don’t know anyone else who has ever done it. The place to begin is with finance. With finance your …

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What it Takes to Get a Home Loan if you Have Bad Credit or No Credit

What it Takes to Get a Home Loan if you Have Bad Credit or No Credit

Finding a home loan when you have bad credit may be possible but think carefully before you commit.] You need to be sure it’s the right time to buy a home, and if it is you need to shop around carefully to ensure you get the best deal that’s available. You need to know what …

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How to Get Student Loans if you Have Bad Credit or No Credit

How to Get Student Loans if you Have Bad Credit or No Credit

Getting a college education can be a significant investment. The costs keep rising. The majority of students therefore need financial assistance. Financial aid, grants, scholarships, and even federal student loans are not always enough so many turn to student loans. However, if they have bad credit histories many will find they fail to qualify. As …

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Insurance Coverage by the Mile: A New Concept in Auto Insurance

Insurance Coverage by the Mile: A New Concept in Auto Insurance

State law is clear: drivers in the US must hold automobile insurance as licensed drivers. If you don’t drive a huge amount and tell any insurance companies when you are looking for auto insurance quotes, you may find you can save some cash. Pay Per Mile Auto Insurance These days many insurance companies have come …

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Business Loans for Startups: The Things You Need to Know

Business Loans for Startups: The Things You Need to Know

When many businesses start out, especially those that have some equity like a house against which money can be borrowed, a bank loan may seem a logical option. You may have an existing relationship with your bank in the form of a current account, a debit or credit card, or probably both. But, unfortunately banks …

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Should I Pay Off My Student Loans?

Should I Pay Off My Student Loans?

Should I pay off my student loans? What to know about repayment There’s no doubt about it settling a student loan debt is no fun. How bad can it get when  tear open your pay check only to realise that a big chunk of that hard-earned cash has to go to paying your student loan …

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The Complete List of Tax Deductions and Benefits for Student Loans

The Complete List of Tax Deductions and Benefits for Student Loans

It’s what we all have longed for – a tax break on the price of going to college. College students that make it to graduation rack up an average $30,000 debt on their student loans, so a tax break is unlikely to make more than a dent. But every little helps. To qualify for education …

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Student Loan Deferment: Ways to Hold Off on Paying Back Your Loans

Student Loan Deferment: Ways to Hold Off on Paying Back Your Loans

You’ve got through college and you are now a graduate. The time has come to nail down a job in order to be able to pay for the things you need. Rent, car payments, cell phone bills, food and drink. Oh yes and that pesky student loan. How much would you benefit if you could …

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It’s Good to be a Veteran. The Benefits of VA loans vs Traditional

It’s Good to be a Veteran. The Benefits of VA loans vs Traditional

Changes in the mortgage industry have meant that any options for getting a conventional loan with a zero downpayment have evaporated, which has made a VA Loan one of the only $0 Down options for a home loan. A VA Loan’s Advantages Many believe VA Loans involve red tape and are more work than they …

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The 4 Factors That Influence Mortgage Rates

The 4 Factors That Influence Mortgage Rates

One element that has a very significant impact on the long-term cost of buying a home through financing  are mortgage interest rates. The lowest rates are only available to those borrowers who have solid finances and great credit histories. However, as well as financial health there are other economic factors and government financial policy effects …

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When to Buy Life Insurance: The Benefits and Downside of Waiting

When to Buy Life Insurance: The Benefits and Downside of Waiting

The earlier you buy life insurance the more money you’ll save. Think you’re not old enough for life insurance? Think again! The younger you buy a life insurance policy, the less you’ll have to pay. Hundreds of factors have a part to play in determining life insurance premiums, but age is among  the most critical. Younger means cheaper …

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A Deep Dive Into the Details and Parameters of FHA Mortgage Loans

A Deep Dive Into the Details and Parameters of FHA Mortgage Loans

FHA loans make home ownership a possibility for buyers who may have a hard time being approved with traditional lenders. FHA loans don’t fit everybody, but they do have some appealing features, including: Being able to put down a payment as small as 3.5% Getting approved even with poor credit or credit history issues Being …

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Comparing 30 Year, 15 Year, and Adjustable ARM Mortgages

Comparing 30 Year, 15 Year, and Adjustable ARM Mortgages

The benefits of refinancing from a 30-year fixed-rate mortgage to a 15-year home loan is that you will find yourself paying a lower interest rate and saving a lot of money in interest payments. But there are two major drawbacks to 15-year mortgage rates when  compared with the 30-year loan for the same amount. Not only are …

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Everything You Wanted to Know About the Home Closing Process

Everything You Wanted to Know About the Home Closing Process

What does it take to reach closing day on a house? Use this house closing timeline to prepare yourself for this final step of the homebuying journey.

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What Influences Mortgage Loan and Refinance Rates?

What Influences Mortgage Loan and Refinance Rates?

Lots of factors determine how much interest you’ll pay over the life of your loan. See what you can do to score a lower rate and what’s outside of your control now.

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GetCompared - Personal Finance Made Simple

Tips For First Time Home Buyers

When thinking about buying your first home it can feel like you are standing at the bottom of a very big hill.

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GetCompared - Personal Finance Made Simple

How To Use a Personal Loan

It’s not a credit card. It’s not a home equity loan. It’s nothing new, and yet, it’s a powerful financial tool that can provide efficient funds in times of need.

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GetCompared - How Airbnb (and Short Term Rentals) Are Changing Home Affordability

How Airbnb (and Short Term Rentals) Are Changing Home Affordability

If the rent in your neighborhood is too high and you’re getting priced out of buying a home, you may have Airbnb to blame for part of your real estate troubles.

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